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Schedule of Charges

T T S Financial Services Middle East L.L.C

Effective date: 21 July 2026

This Schedule sets out the fees and charges applicable to Taptap Send’s services. All amounts are in UAE Dirhams (AED) and exclude VAT unless stated otherwise.

Read this alongside your User Agreement and the relevant Key Facts Statement. Fees may be updated from time to time in accordance with your User Agreement. If there is any discrepancy between this Schedule and the fees displayed in the App at the time of a transaction, the App prevails.

VAT: 5% VAT will be added where required by UAE Federal Law.

SERVICE FEES

ServiceFee (AED, excl. VAT)
Wallet
OpeningFree
MaintenanceFree
ClosureFree
Top-up (adding money to your wallet)*
UAE bank account (bank transfer) *Free
UAE debit / salary card *Free
Redemption / Withdrawal
Withdrawal to UAE bank account

Free

While wallet is active

Payment Transactions
International remittance**
Via wallet or UAE bank account / debit / salary card **

AED 0-15

Fee vary by country and are shown in App before confirmation

Wallet-to-Wallet transfer
Between Taptap Send walletsFree
Domestic remittance**
Within the UAE **Free
Digital Content (bill payments, vouchers)
Purchase

Varies by country

Fee & exchange rate shown in App before confirmation

* Your bank or card issuer may charge its own fee when you transfer funds to your wallet. Those charges are outside Taptap Send’s control. Check with your bank or card issuer before topping up.

** A fee may be charged by the recipient’s service provider in the destination country and deducted from the transfer amount. Where Taptap Send has this information, it will be displayed in the App before you confirm your transaction.

T T S Financial Services Middle East L.L.C · Commercial License No. 1601866 · Licensed and regulated by the UAE Central Bank