User Agreement

Date published: 28 April 2021

Date of effect: 30 April 2021

  1. OVERVIEW
  1. These terms and conditions (“Agreement”) govern the terms under which you may use the “Taptap Send™” application (the “App”) to make non-recurring international remittances to any eligible Recipient (the “Service”). By accessing, registering with and using the Service, you agree to be bound by the Agreement and our Privacy Policy (as defined below). Each time you access or use App or the Service you will be deemed to agree to the then current version of the Agreement. You can get the most up-to-date version of the Agreement at any time on our website (https://www.taptapsend.com/terms-and-conditions). If you do not accept the terms or wish to be bound by the Agreement, do not access, register with or use the App or Service.
  2. In this Agreement, the terms “Taptap Send”, “we”, “us”, and “our” refer to Taptap Send Payments Canada Inc. (“Taptap Send”), together with its employees, directors, affiliates, successors, and assigns. Taptap Send is a British Columbia corporation, with its registered office at 2600-Three Bentall Centre 595 Burrard Street, CP 49314, Vancouver British Columbia V7X1L3, Canada. Taptap Send is registered as a money services business (“MSB”) with the Financial Transactions and Reports Analysis Centre (“FINTRAC”) and holds a MSB license with the Québec Autorité des marchés financiers (“AMF”) in the Canadian province of Quebec. The responsibilities of the MSB licensing regime in Quebec will be transferred from the AMF to Revenue Québec, effective on 13 September 2021.
  3. The terms “you” and “your” refer to users of the Service, as Senders (as defined below), Recipients (as defined below), other users or visitors to the website. All other defined terms used throughout this Agreement are defined in Section 2 below and are capitalized when they are used.
  4. This Agreement is effective from the date on which you first access, register or use the Service and will continue until terminated by us or you (in accordance with Section 13). The Agreement may change from time to time, but changes will only be effective from the effective date noted in the updated terms posted on our website (https://www.taptapsend.com/terms-and-conditions) and will not change the terms on which you previously used the Service.
  1. DEFINITIONS
  1. “Destination Country” means the country in which the Recipient receives money through the Service.
  2. “Password” includes a Personal Identification Number “PIN” or such other log-in information that we may choose to accept.
  3. “Payment Instrument” means a valid instrument of payment used to initiate a Payment Instruction, such as a debit card.
  4. “Payment Instruction” means a specific instruction from you requesting us to effect a Transfer.
  5. “Payout Amount” means the amount paid, after any foreign exchange conversion, to the Recipient’s account exclusive of the Service Fee.
  6. “Recipient” means someone who receives money into an account provided by a Service Provider pursuant to a Payment Instruction sent through the Service.
  7. “Referral Program” means any program operated by Taptap Send from time to time by which Senders may be entitled to earn rewards in exchange for performing certain qualifying actions.
  8. “Sender” means someone who uses the Service to send money.
  9. “Send Amount” means the amount of money that the Sender wishes to send to the Recipient, excluding any applicable Service Fee and prior to any foreign exchange conversion.
  10. “Service Fee” means our fee (which may vary depending on the destination of the Sender and the Recipient and the Send Amount), which will be presented to you before confirming a Payment Instruction. Other taxes and charges may exist that are not paid through or imposed by us (e.g. mobile money withdrawal fees).
  11. “Service Provider” means a local bank, mobile network operator, or other third party service provider in a Destination Country (with whom we work to provide the Service) which provides an account to a Recipient.
  12. “Transfer” means the transfer of money through the Service.
  13. “Transfer History” means the record of your Transfers on our App, which you may access using your email and Password registration details.
  1. USING THE SERVICE
  1. The Service allows you to make international remittances to Recipients holding accounts at selected Service Providers in Destination Countries. The Service may not be available to residents of certain provinces or territories of Canada. Please check our website and/or App frequently to see whether your province or territory of residence has been added to the list of eligible jurisdictions.
  2. To register for the Service, download the App (e.g. from the Apple App Store or Google Play) and follow the instructions. By signing up for the Service, you are accepting the terms of this Agreement and our Privacy Policy, which is available in the App and on our website at https://www.taptapsend.com/privacy-policy.
  3. Once you have registered for the Service, you can:
  1. submit Payment Instructions; and
  2. view your Transfer information, including current and previous Transfers.
  1. You must use a valid Payment Instrument to make Payment Instructions through the Service.
  2. You can submit a Payment Instruction (and otherwise manage your use of the Service) by logging into the App with your username and Password and entering or selecting the Send Amount and associated information, then clicking “Send” on the confirmation page. By clicking “Send” you authorize and consent to Taptap Send charging your Payment Instrument for the Send Amount, any applicable taxes to be charged by us, and any Service Fee. In most cases the Payout Amount will be immediately transferred to the Recipient after we have received the Payment Instruction; in such cases, unless stated otherwise in this Agreement, you will not be able to cancel a Transfer and receive a refund.
  3. For security reasons, we may require you to re-enter your Password to finalize your Payment Instructions or access certain functions in the App.
  4. When you initiate a Payment Instruction, we will provide you with disclosures notifying you of the Service Fee to be charged (if any), any applicable taxes to be charged by us, and the applicable exchange rate you will receive. The exact amount received by Recipient may also be less due to fees charged by Recipient’s Service Provider and applicable taxes.
  1. If we charge a Service Fee, it may vary based on the type of Transfer you are attempting (e.g. based on the destination of you and the Recipient and the amount you wish to send).
  2. When we refer to an exchange rate in this Agreement, it means the rate set by us for the relevant currency pair, which will generally change on a daily basis. With respect to your Payment Instruction, we will use the exchange rate that we set on the transaction date. The exchange rate we use is based on generally available interbank rates we are able to obtain for the foreign currency plus, in some cases, a margin and/or fee. The exchange rate we are able to obtain and which we use for currency conversion will change regularly to reflect the currency fluctuations in the foreign exchange market. This rate is available each day at https://www.taptapsend.com/. There will generally be a difference between the exchange rate at which we buy foreign currency and the exchange rate provided to you, which is designed to cover our operating costs and the risk that exchange rates move between the time we send the Payout Amount to the Recipient and receive the Send Amount from you.
  3. Our Service Fees and exchange rates are available on our website and in the App and will be presented to you in the App before you confirm the Transfer.
  1. You may choose to participate in our Referral Program. If you participate in our Referral Program, you agree to be bound by the Referral Program Terms and Conditions, which can be found at https://www.taptapsend.com/referrals-terms.
  1. OUR OBLIGATIONS
  1. Subject to this Agreement, we agree to provide the Service to you using reasonable care. Please note that we cannot guarantee the continuous, uninterrupted or error-free functioning of the App. You acknowledge that the Service may not be available, in whole or in part, in certain regions, countries, or jurisdictions.
  2. We are not obliged to process any particular Transfer. When you submit a Payment Instruction, you are requesting that we process the Transfer on your behalf and consenting to the execution of the Transfer. We may, in our sole discretion, choose whether or not to accept the offer to process that Transfer (in accordance with Section 6).
  3. We will ask you for information when you are registering for the Service, and may also ask you for information at other times, to fulfil our legal requirements. You must provide us with accurate and complete information in response. Please consult our Privacy Policy for details on how we collect, use and store this information. Each time you access our App, you shall be deemed to have confirmed the accuracy and completeness of all of your registration information.
  4. While our Service is generally able to send Transfers instantly, the Recipient’s account provider will receive the money, at the latest, within four (4) working days after we accept the Payment Instruction. Please note that each Service Provider acts independently from us and that we assume no liability for their actions or omissions.
  5. While Recipients generally receive the Payout Amount instantly, you understand that banking practices may vary if you send money to a non-Canadian currency account or to an account outside Canada – for more information on when a payment will be credited to such an account, you need to contact the Recipient’s account provider.
  6. Delivery times quoted on our website (or elsewhere) are representative for the “normal”/average service and are not a guarantee of an individual Service or Transfer time.
  7. We may delay or suspend a Transfer including:
  1. to verify your identity;
  2. to respond to any security alerts which we receive in relation to your use of the Service or any particular Transfer;
  3. to validate your Payment Instruction;
  4. due to system outages within our Service Providers; and/or
  5. otherwise to comply with applicable law.
  1. We may send and receive notifications in relation to a Transfer by email, SMS, and notifications via the App. Without undue delay, we will provide you with information after acceptance of a Payment Instruction enabling you to identify the Transfer, along with details of the Recipient, the details of the amount of the Transfer in the currency used in the Transfer, any Service Fees we may charge or any fees that the Service Provider may charge, the amount received in foreign currency, the exchange rate and the date on which the Payment Instruction was received. We will also provide you with details of your error resolution and cancellation rights, and details of our complaints process.
  2. We will attempt to maintain up to date information regarding the availability of Service Providers by providing such information on our website or our App.
  1. YOUR OBLIGATIONS
  1. You agree that:
  1. you will not access, use or attempt to use the Service to provide any Payment Instructions unless you are at least the legal age of majority and have the legal capacity to form a binding legal contract in the Canadian province or territory in which you reside;
  2. for each Payment Instruction that you submit, we may charge a Service Fee in addition to the Send Amount. Payment becomes due at the time that you submit your Payment Instruction. To the extent permitted by applicable law, the Service Fee is non-refundable unless expressly stated in this Agreement. If you submit a Payment Instruction that results in us becoming liable for charges including but not limited to chargeback or other fees, you agree to reimburse us for all such fees; and
  3. in connection with your registration and use of the Service, you will:
  1. provide us with true, accurate, current and complete evidence of your identity, and promptly update your personal information if and when it changes;
  2. provide us with any identity documentations as may be requested by us;
  3. provide us with details of one or more Payment Instruments;
  4. provide us with true, accurate, current and complete information as we indicate on the website is required to receive the Service and any other information which may be required in relation to the Recipient; and
  5. provide us with any other information that must be provided for a Payment Instruction to be properly executed, either when you are preparing the Payment Instruction on our App, or if we contact you for additional information relating to the Payment Instruction.
  1. You must make every effort to keep your log in details safe and prevent unauthorized access to the Service by:
  1. changing your Password regularly and ensure that it is not reused for other services;
  2. contacting us (at the details in the Contact section below) if anyone asks you for your Password;
  3. setting up 2-step authentication where prompted; and
  4. keeping your e-mail account secure. Let us know immediately if your email address becomes compromised.
  1. Contact us if you suspect your log in details have been compromised. If you suspect your log in or other security credentials are stolen, lost, used without your authorisation or otherwise compromised, you must contact us (at the details in the Contact section below) immediately; you are also advised to change your Password. Any undue delays in notifying us may affect the security of your data (including your Payment Instrument) and also result in you being responsible for financial losses.
  2. To the extent permitted by applicable law, we do not accept any liability for loss or damages to you or any third party resulting from non-payment or delay in payment of a Payout Amount to a Recipient or failure to perform a Transfer under the Service if you are in serious breach of your obligations listed in this Section 5, or if the foregoing non-payment, delay or failure is caused by a Service Provider.
  3. When you are using the Service under this Agreement, it is your responsibility to make sure all the details are accurate before submission. You will be given the opportunity to confirm Payment Instructions before submission and you must check the details carefully.
  4. The total amount that you will be required to pay, including the Service Fee, any applicable taxes to be charged by us, and the relevant exchange rate, will be displayed clearly on the App before you are asked to confirm your Payment Instruction. The exact amount received by Recipient may be subject to local fees and applicable taxes. Proceeding with a Payment Instruction at this point is entirely optional.
  5. Others might impose taxes, fees or charges on you, e.g. for use of a particular Payment Instrument to fund a Transfer. These may include, but are not limited to, unauthorized overdraft fees imposed by banks if there are insufficient funds in your bank account and/or the issuer of your chosen Payment Instrument charging you a fee when you pay us.
  6. Others might impose taxes, fees or charges on the Recipient, e.g. to withdraw the Payout Amount, a Service Provider may charge a withdrawal fee. We may offer you the option of sending additional funds to cover the cost of that fee. Whether you choose to pay that fee is entirely optional.
  7. Both you and the Recipient will only act on your own behalf. You may not submit a Payment Instruction on behalf of or on someone else’s instructions.
  8. In using the Service you will comply with this Agreement as well as any applicable laws, rules or regulations. It is a breach of this Agreement to use the Service to send Transfers in connection with illegal activity including, but not limited to, money-laundering, fraud and the funding of terrorist organizations.
  9. When using the Service or when interacting with us, with another user or with a third party (in relation to the Service), you will not:
  1. breach this Agreement, or any other agreement between you and us;
  2. create more than one registration without our prior written permission;
  3. provide false, inaccurate, or misleading information; or
  4. refuse to provide confirmation of any information you provide to us, including proof of identity, or refuse to co-operate in any investigation.
  1. If you think someone may be using your log in details or other security credentials without your permission, you agree to notify us immediately by contacting us at the details in the Contact section below.
  1. OUR RIGHT TO REFUSE, SUSPEND OR CANCEL A PAYMENT INSTRUCTION OR YOUR ACCESS TO THE SERVICES
  1. You agree that we may apply limits to the amount you are able to send to Recipients. We may do so either on a per Transfer basis or on an aggregate basis, and either in respect of one set of registration details or one Payment Instrument or on related sets of registration details or Payment Instruments.
  2. We may refuse any Payment Instruction for any reason, including if we believe that:
  1. it would put you over any Transfer limit we have in place or introduce;
  2. it would violate this Agreement;
  3. someone else is trying to make the Payment Instruction without your permission; or
  4. you may be acting illegally, fraudulently, or it would be against the law for us to allow the Transfer.
  1. We may suspend your use of the Service or permanently restrict you from using the Service for any reason, including if we believe that:
  1. someone else may be trying to use it without your permission; or
  2. we are required to do so by applicable law.
  1. In order to comply with our obligations under relevant laws, we reserve the right to ask for further information or evidence relating to a Payment Instruction.
  2. We will generally inform you before or immediately after the rejection, suspension or cancellation of your Payment Instruction or use of the Services, and we will provide our reasons for doing so. However, we will not provide reasons or any information if doing so would violate the law or compromise our security measures.
  1. YOUR RIGHT TO CANCEL; REFUNDS
  1. To the extent permitted by applicable law, once we have received your Payment Instruction, we will execute the Transfer immediately and you do not have the right to revoke it (or change the details of the Payment Instruction). We will treat a Payment Instruction as received from you at the time that such Payment Instruction is actually received by us, which will normally be at the time you confirm a Payment Instruction, whether or not that is during business hours.  
  2. You can request a refund of a Transfer within thirteen (13) months of the Transfer occurring if:
  1. someone made a Payment Instruction without your permission; or
  2. we fail to send a Transfer on time to the right Recipient account and for the right amount, as indicated on your confirmed Payment Instruction.
  1. We will also refund a Transfer if required by applicable law, or if the issuer of your Payment Instrument requires it.
  2. However, we may refuse your request for a refund if we can show that:
  1. you have acted illegally or fraudulently;
  2. you intentionally or with gross negligence did not take all reasonable steps to keep your log in details or other security credentials secret;
  3. the Recipient received the money into their account at the Service Provider; or
  4. there was a mistake in the Recipient’s account details which you gave us.
  1. If you wish to request a refund, you should do so as soon as possible upon becoming aware that it was not authorised by you or not correctly executed, and in any event no later than thirteen (13) months after the Transfer occurred. A request for a refund must be submitted in writing (including by email) to one of the contact points listed in the Contact section below, giving the Sender’s full name, address, and phone number, together with the Transfer tracking number, Send Amount, and the reason for your refund request.
  2. If we have executed the Transfer in accordance with the instructions you have provided to us, and that information proves to have been incorrect, we are not liable for the incorrect execution of the Transfer. We will however make reasonable efforts to recover the funds. We may charge you a reasonable fee, reflective of our efforts, to do so. In such cases, we will disclose the exact refund fee to you and request your confirmation before processing the refund.
  3. Any refunds will be credited back by default to the Payment Instrument used to fund the Transfer, in the same currency used to fund the Transfer.
  1. COLLECTION AND USE OF INFORMATION
  1. Customer Identification Program. We may require you to supply us with personal identifying information relating to you and the Recipient in order to verify your identity and comply with our legal and regulatory obligations.  For these purposes, we may also legally consult other sources to obtain information about you and the Recipient.
  2. Verification and Checks. We may verify your residential address and personal details in order to confirm your identity. To do this, we may pass your personal information to a credit reference agency, which may keep a record of that information. We may also need to verify the identity of a Recipient in the same way. All information provided by you will be treated securely and strictly in accordance with our Privacy Policy. By accepting this Agreement, you authorise us to make any inquiries we consider necessary to validate the information that you provide to us.
  3. Data Processing and Transmission. Please refer to our Privacy Policy (available at www.taptapsend.com/privacy-policy and at all times in our App).
  4. Government Disclosures. We may be required by law to provide information about you, your use of the Service and your Payment Instructions to government or other competent authorities as described in our Privacy Policy. You acknowledge and consent to us doing this.
  5. We may, as necessary in providing the Service, store all information required of a Recipient to prove his or her identity or associated with their specific Payment Instruction.
  1. INTELLECTUAL PROPERTY
  1. The App and the Service, the content, and all intellectual property relating to them and contained in them (including but not limited to copyrights, patents, database rights, trademarks and service marks) are owned by us, our affiliates, or third parties. All right, title and interest in and to the Taptap Send website and the Service shall remain our property and/or the property of such other third parties.
  2. The App and the Service may be used only for the purposes permitted by this Agreement or described on the website. You are authorized solely to view and to retain a copy of the pages of the Taptap Send App for your own personal use. You may not duplicate, publish, modify, create derivative works from, participate in the transfer or sale of, reverse engineer, upload, download, post on the internet, or in any way distribute or exploit the Taptap Send website, App, Service or any portion thereof for any public or commercial use without our express written permission. You may not: (i) use any robot, spider, scraper or other automated device to access the App or the Service; and/or (ii) remove or alter any copyright, trademark or other proprietary notice or legend displayed on the Taptap Send website (or printed pages of the website). The name “Taptap Send” and other names and indicia of ownership of Taptap Send’s products and/or services referred to on the Taptap Send website are our exclusive marks or the exclusive marks of other third parties. Other products, services and company names appearing on the website may be trademarks of their respective owners, and therefore you should not use, copy or reproduce them in any way.
  1. ELECTRONIC COMMUNICATIONS
  1. You acknowledge that this Agreement shall be entered into electronically, and that the following categories of information (“Communications”) may be provided by electronic means:
  1. this Agreement and any amendments, modifications or supplements to it;
  2. your Transfer History through the Service;
  3. any initial, periodic or other disclosures or notices provided in connection with the Service, including without limitation those required by law;
  4. any customer service communications, including without limitation communications with respect to claims of error or unauthorised use of the Service; and
  5. any other communication related to the Service or us.
  1. The Service does not allow for Communications to be provided in paper format or through other non-electronic means. You may withdraw your consent to receive Communications electronically, but if you do, your use of the Service shall be terminated. In order to withdraw your consent, you must contact us at the details in the Contact section below.
  2. Copy of Agreement: This Agreement is available for you to review at any time via the App or on our website. We will email a copy of these terms to you when you first register for the Service. You can also ask us to email you a copy of these terms (including any modifications) at any time.
  3. Transfer History: Each month, we will email you at the email address you have provided, notifying you that your monthly Transfer History is ready for viewing via the App. You may also download the Transfer History from the App for your own records.
  4. Security: If we have to contact you because of a suspected or actual fraud or security threat, we will do it by calling or texting your mobile number.
  1. WARRANTIES AND LIABILITY
  1. Where we have materially breached this Agreement causing a loss to you, we will refund you the Send Amount and any Service Fee charged. Any claim for compensation made by you must be supported by any available relevant documentation.
  2. DOES NOT APPLY IF YOU RESIDE IN QUEBEC.  If any loss that you suffer is not covered by a right to payment under Section 7, we expressly limit our liability for that loss to the greater of: (i) the amount of any Service Fee that was paid to us; and (ii) CAD$500. This liability cap applies to any single Transfer, act, omission or event and to any number of related Transfer, acts, and omissions or events.
  3. We do not, in any event, accept responsibility for damages as a result of:
  1. any failure to perform the Service as a result of circumstances which could reasonably be considered to be due to abnormal and unforeseen circumstances outside our reasonable control, which may for example include delays or failures caused by problems with another system or network (including those of our Service Providers), mechanical breakdown or data-processing failures;
  2. us meeting our obligations under any applicable laws, rules or regulations; or
  3. errors on the website or with the Service caused by incomplete or incorrect information provided to us by you or a third party.
  1. DOES NOT APPLY IF YOU RESIDE IN QUEBEC.  Notwithstanding anything in this Agreement to the contrary, we shall not be liable under any theory of tort, contract, unjust enrichment, strict liability or other legal or equitable theory for lost profits, lost revenues, lost business opportunities, aggravated, exemplary, punitive, special, incidental, indirect or consequential damages, each of which is excluded by us, regardless of whether or not we had foreseen, or could have foreseen, or has been advised of, the possibility of such damages.
  1. MODIFICATIONS
  1. We can make a change to this agreement for any of the following reasons:
  1. because of a change in legal or regulatory requirements;
  2. if the change benefits you;
  3. to reflect a change in our costs of providing you with the Service;
  4. in response to possible risks to the security of your use of the Service; or
  5. to respond to any other change that affects us, if it is fair to pass on the effects of the change to you.
  1. We may make reasonable and proportionate changes for any other reason we cannot foresee, for example to respond to changes in our industry that affect how we wish to deliver our Service to you. If we do, we will let you know of upcoming changes via announcements sent to the email address you provided or by posting a notice on our website. By accessing or using the App or Service after the effective date of the change it will mean that you have agreed and consented to the change. An-up-to date version of this Agreement will be available on our website (www.taptapsend.com). If at any time this Agreement is no longer acceptable to you, please immediately cease all use of the App and the Service.  
  1. TERMINATION
  1. This Agreement will continue until you or we terminate it.
  2. You can terminate this Agreement free of charge, at any time our customer-support team is open, by contacting us at the details in the Contact section below.
  3. Except as provided in Section 13.4 below, we can terminate this Agreement and your access to the Service at any time, with two (2) months’ notice.
  4. We can terminate this Agreement and your access to the Service without prior notice if:
  1. we reasonably believe you are using the Service fraudulently or illegally; or
  2. we are required to do so by applicable law.
  1. We will inform you of a termination as soon as we can, where permitted by applicable law.
  2. In the event of termination, we will cease processing any further Payment Instructions upon receipt of the notice of termination, but we will continue processing Payment Instructions that were submitted and are still pending prior to such receipt. Your payment obligations to us will survive the termination of this Agreement.
  1. COMPLAINTS/COMPENSATION

If you have a complaint related to your use of the Service, please email us at the details in the Contact section below. We will acknowledge receiving your complaint within five (5) business days and we will do our best to resolve your complaint as soon as possible.

  1. GENERAL
  1. Governing Law:

DOES NOT APPLY IF YOU RESIDE IN QUEBEC.  This Agreement will be governed by and construed in accordance with the laws in force in the Province of British Columbia and the federal laws of Canada applicable therein, without giving effect to any conflict of law principles, and notwithstanding your domicile, residence or physical location. You consent and submit to the exclusive jurisdiction of the courts located in British Columbia, with respect to any disputes arising out of or relating to the Use of the App or Services and this Agreement.

APPLIES IN QUEBEC ONLY. If you reside in the Province of Quebec, this Agreement will be governed by and construed in accordance with the laws in force in the Province of Quebec and the federal laws of Canada applicable therein.  The courts of Quebec shall have exclusive jurisdiction in any dispute arising out of or relating to the use of the App or Services or otherwise in connection with this Agreement.

  1. No Third Party Rights: Nothing express or referred to in this Agreement will be construed to give any person other than the parties to this Agreement any legal or equitable right, remedy or claim under or with respect to this Agreement or any provision of this Agreement. This Agreement and all of its provisions are for the sole and exclusive benefit of the parties to this Agreement and their successors and permitted assigns.
  2. Waiver: No waiver of any provision hereof will be effective unless made in writing and signed by the waiving Party. The failure of any Party to require the performance of any term or obligation of this Agreement, or the waiver by any Party of any breach of this Agreement, will not prevent any subsequent enforcement of such term or obligation or be deemed a waiver of any subsequent breach of this Agreement.
  3. Transfer of rights: You may not transfer any of your rights, interests, liabilities and/or obligations under this Agreement. You hereby acknowledge and agree that, to the extent permitted by applicable law, we shall have the sole and absolute discretion to novate, transfer, or assign this Agreement and/or our rights, interest, liabilities, and/or obligations this Agreement at any time without your consent, including, without limitation, in connection with any merger, acquisition or other corporate reorganization involving Taptap Send.
  4. Entire Agreement: This Agreement (including any documents, materials, or information incorporated by reference herein) constitutes the entire agreement between the Parties and supersedes all prior understandings, agreements, or representations by or between the Parties, or any of them, electronic, written or oral, with respect to the subject matter of this Agreement.
  5. Severability: If any provision (or any part of a provision) of this Agreement is held invalid, illegal or unenforceable, the validity, legality and enforceability of the remaining provisions will not be affected or impaired in any way, and you agree to accept a replacement of such invalid, illegal and unenforceable provision with a valid, legal and enforceable provision that achieves, to the greatest lawful extent under this Agreement, the economic, business and other purposes of such invalid, illegal or unenforceable provision
  6. Headings: The section headings used in this Agreement are included for convenience purposes only. They do not constitute a part of the terms of this Agreement and will not limit or otherwise affect any of the provisions herein, nor will they be used to interpret this Agreement.
  7. Language: The parties confirm that it is their express wish that this Agreement and all related documents be written in English. Les parties confirment qu’il est de leur volonté expresse que la présente convention et tous les documents qui s'y rattachent soient rédigés en anglais.
  8. Links to other Websites: To the extent links to third party websites are made available to you through the App or the Service, you understand that such websites are operated by third parties and not by us and are provided for convenience only. No endorsement of any third-party products, services or information is expressed or implied by any information, material or content referred to or included on, or linked from or to the App or website. In no event will we be responsible for the content of any other websites. We make no representation or warranty regarding any other websites or the contents or materials on such websites. If you decide to access other websites, you do so at your own risk.
  9. Contact Information: The best way to contact us for any issue is to email support@taptapsend.com. You may also call us at +1 (833) 371-0577.