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Terms and Conditions For all customers: - Global Privacy Policy (English , Arabic , French , German , Italian , Portuguese , Spanish , Vietnamese , Romanian , Polish , Mandarin , Tagalog , Urdu , Creole , Bengali ) - eCommunications Policy (English , Arabic , French , German , Italian , Portuguese , Spanish , Vietnamese , Romanian , Polish , Chinese ) For customers in Australia: - User Agreement (English , Chinese ) For customers in Brazil: - User Agreement (Portuguese , English ) For customers in Bahrain: - User Agreement (English , Arabic ) For customers in Canada: - User Agreement (English , French , Chinese ) For customers in the EU: For customers in New Zealand: - User Agreement (English , Chinese ) For customers in the UAE: - For Customers of Taptap Send (DIFC) Limited: - User Agreement (English , Arabic , Chinese ) - For Customers of T T S FINANCIAL SERVICES MIDDLE EAST L.L.C.: - User Agreement (English , Arabic ) - Key Facts Statement - Digital Wallet (English , Arabic ) - Key Facts Statement - Payment Services (English , Arabic ) - Schedule of Charge (English , Arabic ) For customers in the United States: - User Agreement (English , Arabic , French , German , Italian , Portuguese , Spanish , Vietnamese , Chinese ) - Wallet Disclosures (English , Arabic , French , German , Italian , Portuguese , Spanish , Vietnamese , Chinese ) - Patriot Act Disclosure (English, Arabic, French, German, Italian, Portuguese, Spanish, Vietnamese , Chinese ) For customers in the United Kingdom: - Combined Financial Services Guide and Product Disclosure Statement (English , Chinese )