Terms and Conditions

• For all customers:
• - Global Privacy Policy (English, Arabic, French, German, Italian, Portuguese, Spanish, Vietnamese, Romanian)‍
  
• - eCommunications Policy  (English, Arabic, French, German, Italian, Portuguese, Spanish, Vietnamese, Romanian)
• For customers in the UK:
• • - User Agreement (English)
• For customers in the EU:
• • - User Agreement  (English, French, German, Spanish, Italian, Romanian)
• For customers in Canada:  
• • - User Agreement  (English, French)
• For customers in the United States:  
• • - User Agreement (English, Arabic, French, German, Italian, Portuguese, Spanish, Vietnamese) 
  • - Wallet disclosures (English, Arabic, French, German, Italian, Portuguese, Spanish, Vietnamese) 
• For customers in the UAE:   
• • - User Agreement  (English, Arabic)
• For customers in Australia:
• - User Agreement (English) 
• - Combined Financial Services Guide and Product Disclosure Statement (English)